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C12 cat engine rebuild kit. All work was done at the rear of the vehicle in the garage.
I also removed the steering wheel and steering column to get the new steering columns. I then used a piece of metal I had in the garage and cut up the new steering columns.
I then bought a set of new wheels and tyres for £280 including fitting. I also bought a new steering wheel from the local car dealers and an instrument panel from a second hand car shop for about £130.
Total cost for the car £1650.
A set of used tyres and rims would have cost £180.
My first car was a Ford Escort, I bought it for £35 and spent about £800 on it. A little more if you count the time I had to buy tools to do the job.
I never regretted spending the money because I still have the car today and it is in perfect condition. It is probably the best car I have ever had.
Now I am saving for a Ford Focus. So far I have saved £2060 and I have only had the car a year.
If I had not done this I would have gone onto other things, saving less money and perhaps would not have saved for the Focus.
I know that a lot of people will never buy a car, but if you really want a car for one reason or another then I would recommend that you look into doing a job like I did to save for the car. It is the most rewarding thing you can do.
Remember it is an investment that will probably last longer than you will. You will also be helping yourself to get a car in the future.
Now I don’t know if you are going to buy a car one day, but if you are going to do a job like this, then you must save a minimum of £300 a month.
You could save £300 by doing your own home repr, and you will not have to use tools or make an effort.
This £300 is for your emergency fund, if you are going to have an accident or you need to buy a new washing machine then you will be ok.
If you think this £300 a month will take a long time, then think agn, once you start saving then you will find it much easier.
You may find that saving £100 a month will seem like a lot of money, but you will feel so much better about saving if you see the money starting to add up.
Saving Money When Buying a House
Now this is a very difficult one, especially for most teenagers and college students, when you are saving for a house you have to save in a slightly different way.
You do not have to use all of your salary, you can start out saving a smaller amount, for example if you are saving £100 a month then you can start saving around £700, then if you feel comfortable saving more then you can save that little bit extra.
If you want to save a little bit more then the earlier you do this the better, because as the interest goes up the saving has to go up, as the more you save the less the interest you will be paying.
You will have a lower mortgage, you will be able to buy a better house, this is going to mean you can live in that house for a longer time, and the children can grow up in that house.
This is a long term investment, and you are in control, you could start a little bit at a time and go big in the future.
Buying a House is a long term investment, but a great one.
If you want to save money then buy a used car, save for a house, then do the same with your mortgage, you will see that you do not have to borrow as much as you thought, and you will have more money in your bank account to help pay for life’s little bumps in the road.
What do you want to save money for?
As you can see, saving money is a great habit to form, and many times you do not realise how much money you are saving, but if you do it each month, then you will not have to be a millionre in order to have the life you dream of, but you will be saving a lot of money, and that is what really matters.
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This article was published by www.wisdom2save.com on
Sunday, September 14, 2017.
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